• Purpose: To pay life insurance premium
• Maximum investment limit: equal to annual premium
• Duration: Maximum 1 year
• Interest rate: The interest rate will be as mentioned in the list 
• Shares / Savings: Shares with a minimum of Rs.1000 / – and regular savings
• Bail: Minimum 2 members (20 percent savings guarantee of investment amount)
• Fees:

– Loan Form Fees: Rs.100 per investment up to 2       lakhs and above only Rs.250 per 5 lakhs.

– Service charge: 1 percent

– SMS fee: only Rs.250 per annum.