As per the rules of this organization, only the member who consumes the loan can operate this account. This savings can be operated on the condition that the gradual savings amount as per the rules has been fulfilled while investing the loan but the total savings as specified by the institution has not been completed. This type of savings account does not allow daily transactions. The operation of this account will be based on necessity and justification only.

Savings Limit: This savings account can be operated on loan basis as per requirement. Also, the amount of this account should be taken after transferring to the general savings account.

Period of Savings: The member will be able to withdraw the amount kept in the account by transferring it to the ordinary account for the purpose of completing the gradual savings installment or repaying the loan.

Return of savings: The member can take back any amount as per their requirement by transferring back to the general account. They have to maintain minimum balance of Rs 100.

Interest rate: The interest rate will be as mentioned in the list. Interest will be calculated on the basis of daily balance and interest will be entered in the respective account on quarterly basis.