- Purpose: Personal Purpose (Loan based on accumulated savings)
- Maximum investment limit: up to 90% of savings
- Duration: Maximum 2 years
- Interest rate: The interest rate will be as mentioned in the list
- Shares / Savings: Shares minimum 1 percent and regular savings
- Fees:
– Loan Form Fee: Rs. 250 per 5,00,000 only.
– Service charge: Not charged
– Loan insurance fee: Not charged
– SMS Fee: Only Rs.250 per annum.